About Solid Rock Home Loans Inc.

Solid Rock Home Loans Inc. is a licensed Mortgage Broker (MB-1230) in the State of Hawaii.  

We have a passion to serve Hawaii's home buyers and homeowners by offering our best mortgage products.  Our experienced loan officers provide exceptional customer service and professionalism with the goal of attaining each customers short and long term financial object.

Solid Rock Home Loans is committed to serving the Armed Forces community in Hawaii.  We are members of the Disabled American Veterans http://www.dav.org/ and support our local Arm Forces through volunteer and financial assistance.

The Loan Programs we offer are;

• Conventional & Jumbo Loan Financing,
• VA Home Loans,
• Construction Loans & Owner Builder,
• Vacant Land Loans,
• Home Equity Loans,
• Reverse Mortgages

Solid Rock Home Loans offers the best selection of Wholesale Lenders to achieve excellent interest rates, loan programs and customer service.  

Our Wholesale Lenders are;

• Wells Fargo Home Mortgage
• Bank of Hawaii
• Indymac Bank
• First Horizon
• First Hawaiian Bank
• Central Pacific Bank
• Finance Factors
• Territoral Savings Bank

Our Team:

	Ed's professional career encompasses over 15 years in Hawaii Mortgage Banking Industry.   He previously worked at GE Capital, American Savings Bank and Meridian Financial Network in various lending positions as Credit Analyst, Loan Officer, Branch Manager and Credit Review Officer. As Sales Manager Ed is responsible developing new business.  Ed is a member of Hope Chapel West Oahu Financial Ministry and  Mililani Sunrise Rotary Club. Ed enjoys playing basketball, reading, and spending time with his family.
Ed Smith- Loan Officer
808-255-7498
Ed@urockloans.com

	Bernie's Mortgage Banking career spans over 14 years at Norwest Financial, American Savings Bank, and Meridian Financial Network.  Her positions include Senior Loan Underwriter and Loan Officer. As Loan Administrator Bernie is in charge of Loan Compliance and over sees all loan processing and funding duties.            Bernie enjoys reading, walking, and volunteering for her children's school and church activities.
Bernie Smith - Loan Administrator
808-227-7885
Bernie@urockloans.com

	Neal has over 15 years in Hawaii Mortgage Banking Industry.  He has previously worked for Bank of Hawaii and Wells Fargo Home Mortgage as a Loan Officer.   Neal has a wealth of knowledge in lending ranging from Home Equity Loans to Construction Financing. Neal is married and a proud father of two children.  He is a member of Hope Chapel West Oahu Financial Ministry.
Neal Sylva - Loan Officer
808-778-0669
Ntsylva@Hawaii.rr.com

	Steve has over 20 years in Hawaii's Financial Industry.  Steve previously worked for American Savings Bank as a Financial Advisor and Loan Officer. Steve is also a License Financal Consultant who uses his financial planning expertise to help with customers long term financial planning. Steve enjoys coaching baseball and spending time with his family.
Steve Arakawa - Loan Officer
808-341-4408
financialship@gmail.com