My name is Ed Smith and I, along with my wife Bernie, are the privileged founders and owners of Solid Rock Home Loans, Inc. For the past 10 years we have enjoyed the opportunity to serve homebuyers and other clientele. Both born and raised in Hawaiʻi, we now have more than 20 years in the state’s mortgage lending industry. Our experience gives us the knowledge and skills to serve homebuyers and clients with excellence.

Solid Rock Home Loans’ commitment is to provide customers with competitive interest rates and exceptional service. We accomplish this goal by partnering with the best wholesale lenders in the nation who have a history of successful mortgage lending.

If you are purchasing a home or refinancing, please call for information on how we can help you. We have experience in USDA, Conventional, FHA, and VA loans.

It is an honor to serve you!



Ed Smith

Sr. Loan Officer

NMLS 327781

Solid Rock Home Loans, Inc. is powered by:

Bernie Smith - Finance & Senior Loan Assistant

Hans Brunn - Loan Assistant 

Nicolette Smith - Web Administrator & Loan Assistant