Required Documents
- Most recent W-2 statements
- Pay Stubs covering the last (30) thirty days
- Most recent monthly bank statement covering 30 days
- Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
- Copy of the purchase and sale agreement
- If own rental property, most recent Federal Tax Return
- If divorced...a fully executed divorce decree
- For a refinance...a copy of your most recent mortgage statement and property insurance certificate
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Clear copy of a current picture I.D. with date of birth (this is to comply with the U.S. Patriot Act)
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$475 Appraisal Deposit
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For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:
- Two (2) years signed personal tax returns - including all schedules
- Year-to-date profit and loss for business (if applicable)
- If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet
Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.
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